EFEKTIFITAS STANDARD OPERATING PROCEDURES (SOP) DALAM PELAYANAN PERIZINAN DI DINAS PENANAMAN MODAL DAN PELAYANAN TERPADU SATU PINTU | Author : Enza Resdiana | Abstract | Full Text | Abstract :This research is motivated by the importance of Standard Operating Procedures in services at the Investment and One Stop Service Office of Sumenep Regency. The existence of Standard Operating Procedures in the Office of Investment and One Stop Integrated Services of Sumenep Regency which should improve services to service users has not been achieved by blowing negative issues in the community. This is a phenomenon that needs to be studied and researched more deeply so that a meeting point is found regarding the importance of Standard Operating Procedures in services at the Integrated Licensing Service Agency of Sumenep Regency. This study uses a qualitative research method that explains the importance of Standard Operating Procedures in services at the Investment and One Stop Service Office of Sumenep Regency based on the experience and awareness that occurs in several individuals. Searching and analyzing the importance of Standard Operating Procedures in services at the Investment and One Stop Service Office of Sumenep Regency. Researchers explore information and data in the field by interviewing using a guide to informants, field observations with predetermined observation guidelines, and predetermined field documentation. The results of this study, described through various information and data findings in the field during the research, regarding the importance of Standard Operating Procedures in services at the Investment and One Stop Service Office of Sumenep Regency. Lack of readiness and no evaluation of Standard Operating Procedures makes the service not run optimally. Lack of transparency and clarity of procedures on standard operating procedures to service users causes service users to distrust service users to existing procedures. |
| PROBLEMATIKA PERILAKU PEDAGANG PASAR TRADISIONAL: STUDI PERSPEKTIF ETIKA BISNIS ISLAM | Author : Sakur Sakur, Ah. Ali Arifin, Iqbal Rafiqi | Abstract | Full Text | Abstract :The traditional market is a market that is identical to a market that has experienced a steady decline, resulting in a market that has an impact on unfair competition, lack of legal protection, congestion, the market looks dirty and, and is prone to accidents that occur. Therefore, Islamic business ethics plays a very important role in regulating the behavior of traders. The formulation of the problem in this research is first, the behavior of traditional market participants in the problem in the market on 17 August Pamekasan?. Second, how are the governments efforts in responding to the behavior of traditional market players in guarding the market on 17 August Pamekasan?. Third, what is the perspective of Islamic business ethics on the behavior of traditional market traders in guarding the market on 17 August Pamekasan? This study uses an approach with a descriptive type of research. Sources of data obtained through interviews, observation, and documentation. Checking the validity of the data using persistence, reference materials and additional observations. The results of the study show that, First: The behavior of traditional market participants in the August 17 market in maintaining still lacks care, often violates and is stubborn, Second: The governments efforts in responding to the behavior of market traders on August 17 have been good but in practice it is still lacking, third: According to an ethical perspective Islam on the behavior of traditional market participants in guarding the market on August 17, Pamekasan in terms of the principle of monotheism, the principle of balance (justice/equilibrium), the principle of free will (ikhtiar/free will), the principle of responsibility (responsibility) and the principle of responsibility (Ihsan) are still not yet fully implemented by traders. |
| PENGARUH KINERJA KEUANGAN TERHADAP HARGA SAHAM PERUSAHAAN PROPERTI DAN REAL ESTATE YANG TERDAFTAR DI BURSA EFEK INDONESIA | Author : Dewi Ummiyati, Cici Insiyah | Abstract | Full Text | Abstract :The rapid development of the world capital market causes high competition in the business world, not least in the property and real estate business in Indonesia. This certainly encourages every company to continue to compete in improving the companys financial performance in order to attract investors to invest their capital for the company. The property and real estate sector is the most important sector as a driver of the economy in a country. In Indonesia, companies engaged in property and real estate are growing, indicating that the economy is growing in Indonesia. The purpose of this study is to identify and analyze the effect of financial performance on property and real estate stock prices on the Indonesia Stock Exchange. multiple linear regression analysis technique. The type of data used is secondary data. The results of this study indicate that there is a significant positive effect of the financial performance variables Current Ratio (CR), Return on Assets (ROA) and Debt to Equity Ratio (DER) simultaneously on stock prices (Price Earning Ratio (PER) in property companies and real estate listed on the Indonesia Stock Exchange (IDX) for the period 2015-2017 with a significant value of Fcount of 4,603 with a significance level of 0.01 (smaller than significant 0.05) while the value of Ftable is 2.70. This means that the value of Ftable is 2.70. Fcount > Ftable with a value of 4.603 > 2.70 and a sig. level of 0.01 < 0.05, so it can be concluded that the independent variables together have a significant effect on the dependent variable. |
| OPTIMALISASI MINAT MENABUNG NASABAH PADA TABUNGAN BAROKAH DI PT. BPRS BHAKTI SUMEKAR CABANG PAMEKASAN | Author : Mujibno Mujibno, Ryan Aidil Hakim, Abdul Wahid, Amiruddin Amiruddin | Abstract | Full Text | Abstract :
This study aims to determine the optimization of customer interest in barokah savings at PT. BPRS Bhakti Sumekar. Barokah savings are savings or customer funds deposits in the form of rupiah savings with a wadhiah yadh dhamanah contract, namely as a pure deposit that will help manage your funds to be more blessed. This study uses descriptive qualitative methods with data collection techniques through interviews, the results of observations with case study designs from interviews with related and responsible parties that optimizing customer interest in barokah savings at BPRS Bhakti Sumekar Pamekasan Branch are quite good, where from From year to year, the number of customers has increased, with the assistance of the marketing department and very good socialization and door-to-door marketing strategies, so that they are helped and influential. The optimization has also been carried out carefully with caution both in terms of service, especially in friendliness in communicating with customers and always competent and consistent in determining the schedule that has been determined between the customer and the marketing party.
|
| PENCATATAN AKTA NOTARIS AKAD SYARIAH OLEH NOTARIS NON MUSLIM PERSPEKTIF HUKUM ISLAM | Author : Zaid Raya Argantara, Zainurrohman Zainurrohman | Abstract | Full Text | Abstract :Law Number 21 of 2008 concerning Sharia Banking, shows that the sharia economic system, especially in the banking sector, has legal legitimacy and legal certainty in a formal juridical manner. or the agreement. However, with the many existing Islamic financial institutions, it is possible to use the services of a non-Muslim notary in making the sharia contract deed. The competence and authority of the notary in charge of recording the sharia contract is needed to be accepted in the eyes of law and sharia.
This research is a type of library research, where in this study the main data source is to explore concepts/theories that have been determined by previous experts which are stored in the form of books, journals, newspapers, magazines, articles, and so on.
The results of the study show that: first, a Notary is an official appointed by law to make a deed, even a sharia deed as long as it is not excluded from the authority of his position as regulated in Article 15 paragraph 1 UUJN which confirms that one of the powers of a notary is to make deed in general. Second, the law of being a notary is fardhu kifayah so that if someone has implemented it, then others are free from this responsibility. And in Islam there is no problem with who we do muamalah with, even if it is a non-Muslim. |
| INVESTIGASI PERAN EKUITAS, DAN DANA PIHAK KETIGA TERHADAP PERTUMBUHAN PROFIT BANK MUAMALAT INDONESIA TAHUN 2016-2020 | Author : Iqbal Rafiqi, Annisa Annisa, Alfian Rihtuzahrah | Abstract | Full Text | Abstract :Bank Muamalat Indonesia is an Islamic financial institution that continues to increase profits from every financial transaction that occurs between its customers with efforts and efforts to maintain stability in obtaining profits with several instruments, including the two bank financial instruments in this study. The purpose of this study is to find out how the influence of equity and third-party funds on the growth of bank profits in 2016-2020. This research uses quantitative approaches with descriptive methods. The data used is sukender data obtained from bank Muamalat Indonseias quarterly financial report in 2016-2020. The results of this study concluded that partially (test t) showed that Equity(X1)) had a positive or significant effect on profit growth at Bank Muamalat Indonesia. And showed that DPK(X2) has no significant effect on profit growth at Bank Muamalat Indonesia. Based on the results of the calculation of regression tests together (test F) shows that equity X 1 and DPK X2 simultaneously affect profits on bank muamalat in 2016-2020 (Y). based on the results of the determination coefficient test (R2),the magnitude of the influence of equity and third party funds onbank Muamalat Indonesias profit growth by 39.3%, while the remaining 60.7% was influenced by other factors outside the study. |
| THE ROLE OF PUBLIC PARTICIPATION AND GOVERNMENT POLICY ON REDUCING THE SPREAD OF THE COVID 19 VIRUS IN MADURA INDONESIA | Author : Agus Sugiyardi, Nurul Hidayati | Abstract | Full Text | Abstract :
The purpose of this study was to determine the effect of Public Participation and Government Policies on Reducing the Spread of the Covid 19 Virus. This research is classified as explanatory research with a quantitative approach. The sample used was 100 respondents. The sample in this study is the community in four districts in Madura, Indonesia. This research used purposive sampling technique. The type of data used is primary data, namely collecting data using questionnaires. Analysis of the data used is Multiple Linear Regression Analysis. The result of this research shows that Public Participation has a significant effect on Government Policy, Government Policy has a significant effect on Reducing the Spread of the Covid 19 Virus, and Public Participation has a significant effect on Reducing the Spread of the Covid 19 Virus. |
|
|